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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,198 | $95,979-79.0% | $74,551-72.9% | $135,380-85.1% |
| Participation rate | 27.3% | 75.7%-48.4pp | 69.1%-41.9pp | 82.6%-55.4pp |
| Annual return | -4.99% | 56.97%-62.0pp | 32.53%-37.5pp | 519.81%-524.8pp |
| Employer contribution / active EE | $436 | $2,716-83.9% | $1,961-77.7% | $4,779-90.9% |
| Participant deferral / active EE | $3,967 | $3,844+3.2% | $3,108+27.6% | $5,609-29.3% |
| Admin fee / account holder | $8,727 | $6,522+33.8% | $5,059+72.5% | $10,828-19.4% |