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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,921 | $71,057-41.0% | $93,654-55.2% | $80,874-48.2% |
| Participation rate | 38.6% | 60.4%-21.8pp | 68.7%-30.1pp | 67.6%-29.1pp |
| Annual return | 13.74% | 11.26%+2.5pp | 133.34%-119.6pp | 35.62%-21.9pp |
| Employer contribution / active EE | $809 | $1,564-48.3% | $2,421-66.6% | $2,756-70.6% |
| Participant deferral / active EE | $4,091 | $4,034+1.4% | $4,413-7.3% | $4,297-4.8% |
| Admin fee / account holder | $3,637 | $6,944-47.6% | $8,282-56.1% | $6,935-47.6% |