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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $515,759 | $165,361+211.9% | $149,715+244.5% | $158,950+224.5% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 21.55% | 348.24%-326.7pp | 276.66%-255.1pp | 302.91%-281.4pp |
| Employer contribution / active EE | $6,250 | $5,103+22.5% | $4,645+34.6% | $4,762+31.2% |
| Participant deferral / active EE | $13,461 | $7,182+87.4% | $6,842+96.7% | $5,983+125.0% |
| Admin fee / account holder | $2,400 | $10,808-77.8% | $9,310-74.2% | $11,248-78.7% |