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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,642 | $202,460-66.6% | $169,385-60.1% | $139,456-51.5% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | -5.36% | 532.07%-537.4pp | 405.82%-411.2pp | 373.45%-378.8pp |
| Employer contribution / active EE | $2,414 | $4,691-48.5% | $4,012-39.8% | $4,753-49.2% |
| Participant deferral / active EE | $3,326 | $6,938-52.1% | $6,221-46.5% | $6,711-50.4% |
| Admin fee / account holder | $1,412 | $10,719-86.8% | $9,011-84.3% | $11,407-87.6% |