Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,323 | $79,955-29.6% | $98,450-42.8% | $75,181-25.1% |
| Participation rate | 48.0% | 70.4%-22.4pp | 75.2%-27.2pp | 67.2%-19.2pp |
| Annual return | 21.60% | 19.75%+1.9pp | 21.16%+0.4pp | 160.69%-139.1pp |
| Employer contribution / active EE | $0 | $2,264-100.0% | $3,049-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $1,858 | $3,752-50.5% | $4,739-60.8% | $4,126-55.0% |
| Admin fee / account holder | $601 | $6,841-91.2% | $8,961-93.3% | $5,650-89.4% |