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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,806 | $81,504+18.8% | $102,437-5.5% | $80,959+19.6% |
| Participation rate | 90.9% | 66.9%+24.1pp | 74.5%+16.4pp | 67.7%+23.2pp |
| Annual return | 13.17% | 25.60%-12.4pp | 24.95%-11.8pp | 35.67%-22.5pp |
| Employer contribution / active EE | $9,164 | $3,104+195.3% | $3,871+136.8% | $2,757+232.4% |
| Participant deferral / active EE | $6,459 | $3,871+66.9% | $5,060+27.7% | $4,300+50.2% |
| Admin fee / account holder | $3,819 | $6,719-43.2% | $8,388-54.5% | $6,925-44.9% |