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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,722 | $148,582+87.6% | $135,942+105.0% | $139,456+99.9% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 10.06% | 79.26%-69.2pp | 68.28%-58.2pp | 373.45%-363.4pp |
| Employer contribution / active EE | $18,896 | $5,245+260.3% | $4,858+289.0% | $4,753+297.6% |
| Participant deferral / active EE | $16,803 | $8,101+107.4% | $7,759+116.6% | $6,711+150.4% |
| Admin fee / account holder | $58,139 | $12,402+368.8% | $10,764+440.1% | $11,407+409.7% |