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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,881 | $171,492-58.7% | $150,734-53.0% | $198,609-64.3% |
| Participation rate | 100.0% | 81.4%+18.6pp | 78.4%+21.6pp | 82.4%+17.6pp |
| Annual return | 15.90% | 804.70%-788.8pp | 600.81%-584.9pp | 202.70%-186.8pp |
| Employer contribution / active EE | $11,797 | $5,470+115.7% | $4,918+139.9% | $5,055+133.3% |
| Participant deferral / active EE | $3,716 | $6,259-40.6% | $5,610-33.8% | $6,977-46.7% |
| Admin fee / account holder | $11,917 | $17,628-32.4% | $14,905-20.0% | $19,030-37.4% |