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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,011 | $148,582-37.4% | $135,942-31.6% | $139,456-33.3% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 21.09% | 79.26%-58.2pp | 68.28%-47.2pp | 373.45%-352.4pp |
| Employer contribution / active EE | $1,914 | $5,245-63.5% | $4,858-60.6% | $4,753-59.7% |
| Participant deferral / active EE | $4,782 | $8,101-41.0% | $7,759-38.4% | $6,711-28.7% |
| Admin fee / account holder | $1,492 | $12,402-88.0% | $10,764-86.1% | $11,407-86.9% |