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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,069 | $152,612+31.1% | $125,192+59.8% | $152,897+30.9% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 23.85% | 54.85%-31.0pp | 43.79%-19.9pp | 345.43%-321.6pp |
| Employer contribution / active EE | $11,233 | $4,947+127.1% | $3,866+190.6% | $4,764+135.8% |
| Participant deferral / active EE | $4,136 | $5,868-29.5% | $4,937-16.2% | $5,851-29.3% |
| Admin fee / account holder | $1,778 | $13,437-86.8% | $9,704-81.7% | $11,599-84.7% |