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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,076 | $144,130+16.6% | $117,861+42.6% | $147,586+13.9% |
| Participation rate | 92.9% | 83.4%+9.4pp | 79.7%+13.2pp | 82.8%+10.0pp |
| Annual return | 22.69% | 531.20%-508.5pp | 335.11%-312.4pp | 578.59%-555.9pp |
| Employer contribution / active EE | $5,987 | $4,897+22.3% | $3,786+58.1% | $4,876+22.8% |
| Participant deferral / active EE | $10,392 | $5,316+95.5% | $4,482+131.9% | $5,439+91.1% |
| Admin fee / account holder | $1,975 | $10,887-81.9% | $8,021-75.4% | $10,886-81.9% |