Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,163 | $56,544-62.6% | $75,501-72.0% | $70,126-69.8% |
| Participation rate | 58.6% | 68.1%-9.5pp | 72.4%-13.7pp | 69.5%-10.9pp |
| Annual return | 14.18% | 23.59%-9.4pp | 27.35%-13.2pp | 73.15%-59.0pp |
| Employer contribution / active EE | $176 | $1,817-90.3% | $2,352-92.5% | $2,343-92.5% |
| Participant deferral / active EE | $1,923 | $2,580-25.5% | $3,142-38.8% | $3,332-42.3% |
| Admin fee / account holder | $899 | $3,827-76.5% | $5,801-84.5% | $4,645-80.7% |