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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,543 | $48,053-15.6% | $84,623-52.1% | $72,983-44.4% |
| Participation rate | 45.0% | 57.6%-12.6pp | 68.2%-23.2pp | 69.5%-24.5pp |
| Annual return | 18.49% | 37.39%-18.9pp | 258.77%-240.3pp | 81.01%-62.5pp |
| Employer contribution / active EE | $827 | $1,602-48.4% | $2,652-68.8% | $2,440-66.1% |
| Participant deferral / active EE | $1,096 | $2,681-59.1% | $3,899-71.9% | $3,608-69.6% |
| Admin fee / account holder | $39 | $3,395-98.8% | $4,913-99.2% | $5,124-99.2% |