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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,646 | $87,733-8.1% | $106,551-24.3% | $85,856-6.1% |
| Participation rate | 55.7% | 71.9%-16.3pp | 76.1%-20.4pp | 69.3%-13.6pp |
| Annual return | 11.94% | 21.86%-9.9pp | 26.80%-14.9pp | 318.58%-306.6pp |
| Employer contribution / active EE | $2,349 | $2,073+13.3% | $2,819-16.7% | $2,565-8.4% |
| Participant deferral / active EE | $0 | $3,469-100.0% | $4,398-100.0% | $3,952-100.0% |
| Admin fee / account holder | $7,878 | $6,767+16.4% | $7,408+6.4% | $6,261+25.8% |