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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,530 | $63,346-61.3% | $92,240-73.4% | $70,126-65.0% |
| Participation rate | 82.1% | 68.7%+13.4pp | 76.5%+5.6pp | 69.5%+12.5pp |
| Annual return | 21.21% | 530.19%-509.0pp | 176.29%-155.1pp | 73.15%-51.9pp |
| Employer contribution / active EE | $8,963 | $2,471+262.7% | $3,680+143.6% | $2,343+282.6% |
| Participant deferral / active EE | $394 | $2,854-86.2% | $3,897-89.9% | $3,332-88.2% |
| Admin fee / account holder | $3,580 | $3,841-6.8% | $5,194-31.1% | $4,645-22.9% |