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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,064 | $77,816-40.8% | $123,552-62.7% | $64,173-28.2% |
| Participation rate | 62.9% | 74.7%-11.9pp | 82.3%-19.4pp | 69.6%-6.7pp |
| Annual return | -6.28% | 12.49%-18.8pp | 119.20%-125.5pp | 7.63%-13.9pp |
| Employer contribution / active EE | $2,473 | $3,014-18.0% | $4,628-46.6% | $2,381+3.9% |
| Participant deferral / active EE | $6,677 | $5,240+27.4% | $6,426+3.9% | $3,470+92.4% |
| Admin fee / account holder | $10 | $5,519-99.8% | $9,285-99.9% | $4,887-99.8% |