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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,097 | $105,198+127.3% | $159,455+49.9% | $85,856+178.5% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.8%+17.2pp | 69.3%+30.7pp |
| Annual return | 13.40% | 45.08%-31.7pp | 263.63%-250.2pp | 318.58%-305.2pp |
| Employer contribution / active EE | $8,880 | $3,319+167.6% | $4,830+83.9% | $2,565+246.2% |
| Participant deferral / active EE | $6,822 | $5,946+14.7% | $7,353-7.2% | $3,952+72.6% |
| Admin fee / account holder | $2,053 | $6,934-70.4% | $10,800-81.0% | $6,261-67.2% |