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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,688 | $157,296+28.9% | $141,191+43.6% | $152,897+32.6% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 19.56% | 64.34%-44.8pp | 71.41%-51.9pp | 345.43%-325.9pp |
| Employer contribution / active EE | $8,849 | $5,262+68.2% | $4,736+86.8% | $4,764+85.8% |
| Participant deferral / active EE | $6,503 | $7,111-8.5% | $6,710-3.1% | $5,851+11.1% |
| Admin fee / account holder | $1,119 | $12,125-90.8% | $10,264-89.1% | $11,599-90.3% |