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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,543 | $138,076+16.3% | $123,553+29.9% | $135,380+18.6% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -9.82% | 153.70%-163.5pp | 119.21%-129.0pp | 519.81%-529.6pp |
| Employer contribution / active EE | $7,757 | $5,152+50.6% | $4,628+67.6% | $4,779+62.3% |
| Participant deferral / active EE | $5,840 | $6,800-14.1% | $6,426-9.1% | $5,609+4.1% |
| Admin fee / account holder | $603 | $10,917-94.5% | $9,284-93.5% | $10,828-94.4% |