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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,815 | $73,019+10.7% | $90,766-11.0% | $68,490+18.0% |
| Participation rate | 100.0% | 70.8%+29.2pp | 75.7%+24.3pp | 67.9%+32.1pp |
| Annual return | -20.18% | -13.81%-6.4pp | -12.16%-8.0pp | -7.85%-12.3pp |
| Employer contribution / active EE | $5,631 | $2,193+156.8% | $2,922+92.7% | $2,597+116.8% |
| Participant deferral / active EE | $7,105 | $3,626+95.9% | $4,565+55.6% | $4,028+76.4% |
| Admin fee / account holder | $4,400 | $5,897-25.4% | $8,446-47.9% | $5,403-18.6% |