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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,516 | $81,208+18.8% | $98,920-2.4% | $79,856+20.9% |
| Participation rate | 97.5% | 72.5%+25.0pp | 76.0%+21.5pp | 69.6%+27.9pp |
| Annual return | 13.98% | 60.99%-47.0pp | 196.47%-182.5pp | 31.71%-17.7pp |
| Employer contribution / active EE | $2,901 | $1,960+48.0% | $2,689+7.9% | $2,471+17.4% |
| Participant deferral / active EE | $6,753 | $3,265+106.8% | $4,245+59.1% | $3,741+80.5% |
| Admin fee / account holder | $3,457 | $6,013-42.5% | $6,643-48.0% | $5,306-34.8% |