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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,627 | $69,118-94.8% | $53,647-93.2% | $138,895-97.4% |
| Participation rate | 44.4% | 64.0%-19.5pp | 56.3%-11.8pp | 79.9%-35.5pp |
| Annual return | 17.51% | 248.26%-230.8pp | 358.33%-340.8pp | 145.39%-127.9pp |
| Employer contribution / active EE | $446 | $1,189-62.5% | $962-53.6% | $4,194-89.4% |
| Participant deferral / active EE | $554 | $2,274-75.6% | $1,813-69.5% | $6,396-91.3% |
| Admin fee / account holder | $386 | $2,724-85.8% | $2,460-84.3% | $12,562-96.9% |