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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,276 | $185,905+45.4% | $170,057+58.9% | $139,487+93.8% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 10.99% | 60.56%-49.6pp | 53.42%-42.4pp | 373.84%-362.8pp |
| Employer contribution / active EE | $35,228 | $7,597+363.7% | $6,790+418.8% | $4,755+640.9% |
| Participant deferral / active EE | $30,000 | $11,627+158.0% | $10,411+188.2% | $6,713+346.9% |
| Admin fee / account holder | $1,178 | $15,397-92.4% | $12,826-90.8% | $11,407-89.7% |