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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,829 | $209,874-21.5% | $189,537-13.0% | $167,536-1.6% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 10.77% | 748.61%-737.8pp | 555.34%-544.6pp | 478.82%-468.0pp |
| Employer contribution / active EE | $25,967 | $6,913+275.6% | $6,161+321.5% | $4,839+436.6% |
| Participant deferral / active EE | $17,333 | $8,934+94.0% | $8,220+110.9% | $6,342+173.3% |
| Admin fee / account holder | $830 | $14,299-94.2% | $12,048-93.1% | $12,315-93.3% |