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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,921 | $112,112+15.9% | $95,956+35.4% | $158,950-18.3% |
| Participation rate | 38.9% | 79.0%-40.1pp | 77.1%-38.2pp | 82.0%-43.1pp |
| Annual return | 15.47% | 171.15%-155.7pp | 91.63%-76.2pp | 302.91%-287.4pp |
| Employer contribution / active EE | $1,790 | $3,199-44.0% | $2,541-29.6% | $4,762-62.4% |
| Participant deferral / active EE | $3,489 | $4,784-27.1% | $4,167-16.3% | $5,983-41.7% |
| Admin fee / account holder | $0 | $10,134-100.0% | $6,797-100.0% | $11,248-100.0% |