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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,565 | $91,525-84.1% | $130,026-88.8% | $75,181-80.6% |
| Participation rate | 37.5% | 71.4%-33.9pp | 78.5%-41.0pp | 67.2%-29.7pp |
| Annual return | 19.48% | -631.40%+650.9pp | -137.26%+156.7pp | 160.69%-141.2pp |
| Employer contribution / active EE | $981 | $2,844-65.5% | $4,321-77.3% | $2,671-63.3% |
| Participant deferral / active EE | $2,531 | $4,342-41.7% | $5,821-56.5% | $4,126-38.7% |
| Admin fee / account holder | $77 | $6,778-98.9% | $10,608-99.3% | $5,650-98.6% |