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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,206 | $43,496+181.0% | $161,489-24.3% | $64,340+89.9% |
| Participation rate | 84.1% | 53.5%+30.6pp | 78.7%+5.4pp | 55.2%+28.8pp |
| Annual return | 10.55% | 20.76%-10.2pp | 89.72%-79.2pp | 24.14%-13.6pp |
| Employer contribution / active EE | $394 | $1,431-72.5% | $4,268-90.8% | $1,862-78.9% |
| Participant deferral / active EE | $4,969 | $1,996+149.0% | $5,630-11.7% | $2,980+66.7% |
| Admin fee / account holder | $9,058 | $2,330+288.7% | $16,006-43.4% | $3,703+144.6% |