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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,139 | $61,391+97.3% | $149,723-19.1% | $71,529+69.4% |
| Participation rate | 76.1% | 62.5%+13.6pp | 78.8%-2.7pp | 67.9%+8.2pp |
| Annual return | 16.55% | 35.88%-19.3pp | 134.50%-117.9pp | 28.97%-12.4pp |
| Employer contribution / active EE | $435 | $2,384-81.8% | $4,821-91.0% | $2,590-83.2% |
| Participant deferral / active EE | $5,196 | $2,921+77.9% | $5,682-8.6% | $4,291+21.1% |
| Admin fee / account holder | $2,735 | $1,264+116.4% | $13,215-79.3% | $1,588+72.2% |