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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,206 | $45,343+169.5% | $150,298-18.7% | $67,986+79.8% |
| Participation rate | 84.1% | 51.9%+32.2pp | 77.8%+6.3pp | 57.2%+26.9pp |
| Annual return | 10.55% | 33.28%-22.7pp | 62.79%-52.2pp | 31.67%-21.1pp |
| Employer contribution / active EE | $394 | $1,462-73.1% | $4,154-90.5% | $2,019-80.5% |
| Participant deferral / active EE | $4,969 | $2,055+141.8% | $5,453-8.9% | $3,358+48.0% |
| Admin fee / account holder | $9,058 | $2,250+302.6% | $14,116-35.8% | $3,203+182.8% |