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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,244 | $85,766+16.9% | $136,298-26.5% | $70,126+42.9% |
| Participation rate | 83.3% | 74.2%+9.2pp | 81.9%+1.4pp | 69.5%+13.8pp |
| Annual return | 15.91% | 31.46%-15.5pp | 5156.27%-5140.4pp | 73.15%-57.2pp |
| Employer contribution / active EE | $548 | $2,966-81.5% | $4,696-88.3% | $2,343-76.6% |
| Participant deferral / active EE | $5,180 | $5,051+2.6% | $6,247-17.1% | $3,332+55.5% |
| Admin fee / account holder | $1,236 | $5,421-77.2% | $9,244-86.6% | $4,645-73.4% |