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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,708 | $72,177-76.9% | $115,038-85.5% | $59,633-72.0% |
| Participation rate | 87.7% | 72.6%+15.2pp | 81.4%+6.4pp | 68.7%+19.0pp |
| Annual return | -2.73% | 12.02%-14.7pp | 26.14%-28.9pp | 2041.45%-2044.2pp |
| Employer contribution / active EE | $0 | $2,841-100.0% | $4,608-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $2,785 | $4,783-41.8% | $6,026-53.8% | $3,192-12.7% |
| Admin fee / account holder | $315 | $4,927-93.6% | $8,175-96.1% | $4,297-92.7% |