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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $733,503 | $185,312+295.8% | $161,489+354.2% | $154,746+374.0% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 9.03% | 103.84%-94.8pp | 89.72%-80.7pp | 172.34%-163.3pp |
| Employer contribution / active EE | $9,247 | $4,769+93.9% | $4,268+116.6% | $4,379+111.2% |
| Participant deferral / active EE | $5,238 | $6,350-17.5% | $5,630-7.0% | $6,730-22.2% |
| Admin fee / account holder | $8,649 | $18,654-53.6% | $16,006-46.0% | $14,365-39.8% |