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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $499,236 | $183,592+171.9% | $155,574+220.9% | $145,877+242.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 7.42% | 61.37%-53.9pp | 64.87%-57.4pp | 551.28%-543.9pp |
| Employer contribution / active EE | $7,763 | $5,317+46.0% | $4,676+66.0% | $4,663+66.5% |
| Participant deferral / active EE | $4,791 | $6,466-25.9% | $5,629-14.9% | $6,691-28.4% |
| Admin fee / account holder | $7,658 | $19,316-60.4% | $15,914-51.9% | $13,402-42.9% |