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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,358 | $98,240-29.4% | $82,312-15.7% | $147,586-53.0% |
| Participation rate | 100.0% | 79.7%+20.3pp | 76.9%+23.1pp | 82.8%+17.2pp |
| Annual return | 15.06% | 30.85%-15.8pp | 25.88%-10.8pp | 578.59%-563.5pp |
| Employer contribution / active EE | $200 | $3,192-93.7% | $2,428-91.8% | $4,876-95.9% |
| Participant deferral / active EE | $14,760 | $4,383+236.7% | $3,706+298.3% | $5,439+171.4% |
| Admin fee / account holder | $22,958 | $8,563+168.1% | $5,608+309.4% | $10,886+110.9% |