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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,114 | $99,647+39.6% | $86,439+60.9% | $134,493+3.4% |
| Participation rate | 83.3% | 82.1%+1.3pp | 80.3%+3.0pp | 81.2%+2.1pp |
| Annual return | -24.72% | 6784.13%-6808.9pp | 4395.55%-4420.3pp | 418.01%-442.7pp |
| Employer contribution / active EE | $2,398 | $4,401-45.5% | $3,769-36.4% | $4,740-49.4% |
| Participant deferral / active EE | $5,613 | $7,246-22.5% | $6,952-19.3% | $6,400-12.3% |
| Admin fee / account holder | $8,916 | $8,373+6.5% | $6,732+32.4% | $11,425-22.0% |