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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,114 | $99,668+39.6% | $86,451+60.9% | $134,545+3.4% |
| Participation rate | 83.3% | 82.1%+1.3pp | 80.3%+3.0pp | 81.2%+2.1pp |
| Annual return | -24.72% | 6789.61%-6814.3pp | 4398.51%-4423.2pp | 418.37%-443.1pp |
| Employer contribution / active EE | $2,398 | $4,403-45.5% | $3,770-36.4% | $4,742-49.4% |
| Participant deferral / active EE | $5,613 | $7,249-22.6% | $6,953-19.3% | $6,401-12.3% |
| Admin fee / account holder | $8,916 | $8,377+6.4% | $6,734+32.4% | $11,431-22.0% |