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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,832 | $77,157+160.3% | $108,405+85.3% | $85,851+133.9% |
| Participation rate | 66.7% | 74.7%-8.0pp | 80.1%-13.5pp | 69.3%-2.7pp |
| Annual return | 22.89% | 44.55%-21.7pp | 905.55%-882.7pp | 318.63%-295.7pp |
| Employer contribution / active EE | $2,244 | $2,379-5.7% | $3,559-36.9% | $2,565-12.5% |
| Participant deferral / active EE | $4,444 | $5,567-20.2% | $6,563-32.3% | $3,952+12.4% |
| Admin fee / account holder | $7,311 | $5,174+41.3% | $7,297+0.2% | $6,261+16.8% |