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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,139 | $54,320+54.9% | $67,652+24.4% | $52,331+60.8% |
| Participation rate | 82.7% | 73.6%+9.1pp | 75.7%+7.1pp | 68.1%+14.6pp |
| Annual return | -2.82% | 6.81%-9.6pp | 6625.40%-6628.2pp | 4.54%-7.4pp |
| Employer contribution / active EE | $3,905 | $1,544+153.0% | $2,266+72.4% | $1,882+107.5% |
| Participant deferral / active EE | $8,253 | $2,950+179.8% | $3,560+131.9% | $3,022+173.1% |
| Admin fee / account holder | $1,505 | $527+185.9% | $4,821-68.8% | $592+154.5% |