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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,826 | $103,164-39.1% | $90,259-30.4% | $154,746-59.4% |
| Participation rate | 93.3% | 76.1%+17.2pp | 70.7%+22.6pp | 80.7%+12.6pp |
| Annual return | 15.99% | 19.25%-3.3pp | 18.88%-2.9pp | 172.34%-156.3pp |
| Employer contribution / active EE | $6,219 | $2,532+145.7% | $2,291+171.4% | $4,379+42.0% |
| Participant deferral / active EE | $1,570 | $4,422-64.5% | $3,827-59.0% | $6,730-76.7% |
| Admin fee / account holder | $666 | $8,593-92.2% | $7,267-90.8% | $14,365-95.4% |