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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,384 | $95,580-60.9% | $76,872-51.4% | $139,466-73.2% |
| Participation rate | 93.3% | 74.0%+19.4pp | 69.6%+23.7pp | 80.3%+13.0pp |
| Annual return | 17.40% | 55.00%-37.6pp | 37.90%-20.5pp | 373.66%-356.3pp |
| Employer contribution / active EE | $6,432 | $3,145+104.5% | $2,533+153.9% | $4,754+35.3% |
| Participant deferral / active EE | $1,608 | $4,623-65.2% | $3,832-58.0% | $6,712-76.0% |
| Admin fee / account holder | $378 | $8,302-95.5% | $5,476-93.1% | $11,409-96.7% |