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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,620 | $110,307+26.6% | $96,576+44.6% | $139,456+0.1% |
| Participation rate | 70.0% | 78.1%-8.1pp | 76.0%-6.0pp | 80.3%-10.3pp |
| Annual return | 19.60% | 26.40%-6.8pp | 25.87%-6.3pp | 373.45%-353.8pp |
| Employer contribution / active EE | $2,351 | $3,619-35.0% | $2,965-20.7% | $4,753-50.5% |
| Participant deferral / active EE | $9,066 | $5,547+63.4% | $4,851+86.9% | $6,711+35.1% |
| Admin fee / account holder | $15,166 | $11,597+30.8% | $8,253+83.8% | $11,407+33.0% |