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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,565 | $68,097-84.5% | $62,929-83.2% | $137,256-92.3% |
| Participation rate | 80.0% | 77.4%+2.6pp | 73.1%+6.9pp | 80.0%0pp |
| Annual return | 22.75% | 1859.11%-1836.4pp | 1063.93%-1041.2pp | 220.34%-197.6pp |
| Employer contribution / active EE | $1,628 | $2,811-42.1% | $2,505-35.0% | $4,156-60.8% |
| Participant deferral / active EE | $1,628 | $4,553-64.2% | $3,888-58.1% | $6,407-74.6% |
| Admin fee / account holder | $1,069 | $6,521-83.6% | $5,065-78.9% | $12,270-91.3% |