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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,685 | $91,037+58.9% | $71,671+101.9% | $147,586-2.0% |
| Participation rate | 78.6% | 76.1%+2.4pp | 68.7%+9.8pp | 82.8%-4.3pp |
| Annual return | 13.28% | 20.48%-7.2pp | 20.65%-7.4pp | 578.59%-565.3pp |
| Employer contribution / active EE | $2,782 | $3,327-16.4% | $2,460+13.1% | $4,876-42.9% |
| Participant deferral / active EE | $5,250 | $4,498+16.7% | $3,438+52.7% | $5,439-3.5% |
| Admin fee / account holder | $27,665 | $8,613+221.2% | $5,558+397.7% | $10,886+154.1% |