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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,884 | $73,978-66.4% | $96,515-74.2% | $75,173-66.9% |
| Participation rate | 70.0% | 66.4%+3.6pp | 74.3%-4.3pp | 67.2%+2.8pp |
| Annual return | 19.32% | 26.72%-7.4pp | 35.73%-16.4pp | 160.72%-141.4pp |
| Employer contribution / active EE | $2,040 | $2,931-30.4% | $3,740-45.5% | $2,671-23.6% |
| Participant deferral / active EE | $3,104 | $3,660-15.2% | $4,880-36.4% | $4,126-24.8% |
| Admin fee / account holder | $1,938 | $5,219-62.9% | $6,735-71.2% | $5,651-65.7% |