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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,957 | $64,729-75.3% | $112,263-85.8% | $68,490-76.7% |
| Participation rate | 68.1% | 67.2%+0.9pp | 75.1%-7.0pp | 67.9%+0.2pp |
| Annual return | -19.18% | -11.40%-7.8pp | 27.49%-46.7pp | -7.85%-11.3pp |
| Employer contribution / active EE | $1,703 | $2,746-38.0% | $3,636-53.2% | $2,597-34.4% |
| Participant deferral / active EE | $2,401 | $3,566-32.7% | $4,729-49.2% | $4,028-40.4% |
| Admin fee / account holder | $80 | $5,222-98.5% | $6,410-98.7% | $5,403-98.5% |