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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,545 | $138,075-35.9% | $123,552-28.3% | $135,379-34.6% |
| Participation rate | 93.8% | 84.7%+9.0pp | 82.3%+11.5pp | 82.6%+11.1pp |
| Annual return | -8.83% | 153.70%-162.5pp | 119.20%-128.0pp | 519.79%-528.6pp |
| Employer contribution / active EE | $818 | $5,152-84.1% | $4,628-82.3% | $4,779-82.9% |
| Participant deferral / active EE | $5,355 | $6,800-21.2% | $6,426-16.7% | $5,609-4.5% |
| Admin fee / account holder | $4,280 | $10,917-60.8% | $9,285-53.9% | $10,828-60.5% |