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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,867 | $228,395-71.6% | $185,861-65.1% | $158,982-59.2% |
| Participation rate | 52.9% | 82.3%-29.4pp | 78.0%-25.1pp | 82.0%-29.0pp |
| Annual return | 10.48% | 40.82%-30.3pp | 35.96%-25.5pp | 302.99%-292.5pp |
| Employer contribution / active EE | $4,589 | $4,968-7.6% | $4,088+12.2% | $4,763-3.7% |
| Participant deferral / active EE | $4,014 | $6,417-37.5% | $5,634-28.8% | $5,983-32.9% |
| Admin fee / account holder | $455 | $11,869-96.2% | $9,503-95.2% | $11,252-96.0% |