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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,021 | $211,946-62.2% | $169,452-52.8% | $135,380-40.9% |
| Participation rate | 86.7% | 82.6%+4.0pp | 77.8%+8.9pp | 82.6%+4.0pp |
| Annual return | 3.17% | 3.26%-0.1pp | 1.83%+1.3pp | 519.81%-516.6pp |
| Employer contribution / active EE | $3,331 | $5,117-34.9% | $4,157-19.9% | $4,779-30.3% |
| Participant deferral / active EE | $2,682 | $6,075-55.9% | $5,277-49.2% | $5,609-52.2% |
| Admin fee / account holder | $2,780 | $11,472-75.8% | $9,110-69.5% | $10,828-74.3% |