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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $331,388 | $93,598+254.1% | $135,974+143.7% | $75,173+340.8% |
| Participation rate | 98.0% | 75.2%+22.8pp | 81.9%+16.0pp | 67.2%+30.8pp |
| Annual return | 15.41% | 30.89%-15.5pp | 68.30%-52.9pp | 160.72%-145.3pp |
| Employer contribution / active EE | $16,450 | $3,538+365.0% | $4,859+238.6% | $2,671+515.9% |
| Participant deferral / active EE | $13,016 | $6,405+103.2% | $7,760+67.7% | $4,126+215.4% |
| Admin fee / account holder | $60,731 | $6,978+770.4% | $10,767+464.1% | $5,651+974.8% |