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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,168 | $77,638-67.6% | $156,551-83.9% | $62,881-60.0% |
| Participation rate | 44.0% | 71.2%-27.2pp | 84.0%-40.0pp | 69.3%-25.3pp |
| Annual return | 9.58% | 50.33%-40.7pp | 32.23%-22.6pp | 20.14%-10.6pp |
| Employer contribution / active EE | $579 | $3,444-83.2% | $5,501-89.5% | $2,281-74.6% |
| Participant deferral / active EE | $2,903 | $3,046-4.7% | $4,871-40.4% | $3,203-9.4% |
| Admin fee / account holder | $16,940 | $5,561+204.6% | $13,028+30.0% | $4,296+294.4% |