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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,332 | $162,821-82.6% | $133,978-78.9% | $158,982-82.2% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 15.29% | 41.95%-26.7pp | 45.10%-29.8pp | 302.99%-287.7pp |
| Employer contribution / active EE | $1,372 | $4,976-72.4% | $3,919-65.0% | $4,763-71.2% |
| Participant deferral / active EE | $2,931 | $5,910-50.4% | $5,047-41.9% | $5,983-51.0% |
| Admin fee / account holder | $1,241 | $11,742-89.4% | $8,930-86.1% | $11,252-89.0% |